Protect your car against accidents, theft, natural disasters, third-party liabilities, and unexpected repair costs with TATA AIG Car Insurance. The company offers Third-Party, Own Damage, and Comprehensive Car Insurance plans with multiple add-on covers and a large cashless garage network across India. Premiums start from approximately ₹2,094 per year.

🌟 Why Choose TATA AIG Car Insurance?

✅ 6,300+ Cashless Garages

✅ Premium Starts from ₹2,094*

✅ Up to 50% No Claim Bonus (NCB)

✅ Personal Accident Cover up to ₹15 Lakhs

✅ 24×7 Claims Assistance

✅ Digital Policy Purchase & Renewal

✅ Multiple Add-On Covers

✅ Coverage for Electric Vehicles (EVs)

✅ Long-Term Policy Options Available

✅ Quick Online Claim Process

🚘 Types of Car Insurance Plans

1️⃣ Third-Party Car Insurance

🚨 Mandatory by law in India.

Covers:

✔ Third-Party Injury

✔ Third-Party Death

✔ Third-Party Property Damage

✔ Legal Liability Protection

Does NOT cover damage to your own vehicle.

2️⃣ Own Damage Insurance

Protects your own vehicle against:

🚗 Accidents

🔥 Fire

⚡ Explosion

🌊 Flood

🌪️ Cyclone

🌎 Earthquake

🚨 Theft

🚂 Transit Damage

Ideal for vehicle owners who already have a valid Third-Party policy.

3️⃣ Comprehensive Car Insurance

The most popular option.

Includes:

✅ Third-Party Liability Cover

✅ Own Damage Cover

✅ Theft Protection

✅ Fire Protection

✅ Natural Disaster Cover

✅ Personal Accident Cover

✅ Add-On Options

Provides complete protection for your vehicle.

🛡️ What's Covered?

🚗 Accidental Damage

Coverage for repair costs if your vehicle is damaged in an accident.

✔ Collision Damage

✔ External Impact Damage

✔ Overturning

✔ Road Accidents

🔥 Fire & Explosion

Protection against:

🔥 Fire

⚡ Lightning

💥 Explosion

🔥 Self-Ignition

🌪️ Natural Calamities

Coverage against:

🌊 Flood

🌧️ Inundation

🌪️ Cyclone

🌪️ Storm

🌎 Earthquake

🏔️ Landslide

⛈️ Tempest

🚨 Theft Cover

If your vehicle is stolen:

💰 Compensation up to Insured Declared Value (IDV)

🔑 Financial Protection Against Total Loss

👥 Third-Party Liability

Covers:

👤 Injury to Third Person

⚰️ Death of Third Party

🏠 Damage to Third-Party Property

⚖️ Legal Liabilities

❤️ Personal Accident Cover

Provides financial support for owner-driver.

💰 Coverage up to ₹15 Lakhs

🚑 Permanent Disability

⚰️ Accidental Death

🎁 Popular Add-On Covers

🔧 Zero Depreciation Cover

✔ No Depreciation Deduction

✔ Higher Claim Settlement

✔ Better Repair Cost Coverage

🚨 Roadside Assistance

Help during emergencies:

🔋 Battery Jump Start

🛞 Flat Tyre Assistance

⛽ Fuel Delivery

🚚 Towing Service

🔑 Lost Key Assistance

💰 Return to Invoice Cover

In case of:

🚨 Total Loss

🚗 Theft

You receive the original invoice value of the vehicle including registration and road tax.

⚙️ Engine Secure Cover

Protects:

🔧 Engine Parts

⚙️ Gearbox Components

🌊 Water Ingress Damage

Particularly useful during monsoons.

🛞 Tyre Secure Cover

Coverage for:

🛞 Accidental Tyre Damage

🔩 Tube Damage

🔧 Replacement Costs

🔑 Key Replacement Cover

Covers:

🔑 Lost Keys

🔑 Stolen Keys

🚪 Lock Replacement

🛠️ Labour Charges

🧳 Personal Belongings Cover

Protection for:

💻 Laptop

📱 Mobile Phone

🎒 Personal Items

🧳 Baggage Inside Vehicle

⚡ Electric Vehicle (EV) Insurance

Special protection for EV owners.

🔋 Battery Protection

⚡ Charging Equipment Cover

🔌 Short Circuit Damage

🔥 Electrical Failure Protection

⚡ EV-Specific Add-Ons

🎉 No Claim Bonus (NCB)

Drive safely and earn rewards.

🎁 20% Discount after First Claim-Free Year

🎁 Up to 50% Discount after 5 Consecutive Claim-Free Years

📋 Claim Process

Step 1️⃣

📞 Inform TATA AIG Immediately

Step 2️⃣

📸 Upload Photos & Documents

Step 3️⃣

🔍 Survey & Inspection

Step 4️⃣

🏭 Repair at Cashless Garage

Step 5️⃣

💰 Claim Settlement

Available through online and mobile app support.

❌ Major Exclusions

🚫 Driving Without Valid License

🚫 Driving Under Alcohol or Drugs

🚫 Wear & Tear

🚫 Mechanical Breakdown Due to Age

🚫 Commercial Use of Private Vehicle

🚫 Speed Racing

🚫 War & Nuclear Risks

🚫 Negligence-Related Damage

👨‍👩‍👧 Who Should Buy?

🚗 New Car Owners

🚙 Used Car Owners

👨‍👩‍👧 Family Car Owners

💼 Daily Commuters

🚘 Luxury Vehicle Owners

⚡ Electric Vehicle Owners

🏢 Corporate Employees

⭐ Key Benefits at a Glance