🌴 IndiaFirst Life Guaranteed Retirement Plan

💰 Create Your Retirement Corpus with Guaranteed Benefits

The IndiaFirst Life Guaranteed Retirement Plan is a participating, non-linked individual pension savings plan designed to help you build a retirement fund through guaranteed additions, bonus potential, and life insurance protection. It aims to provide a financially secure retirement by combining assured benefits with long-term savings growth.

🌟 Why Choose This Plan?

💰 Guaranteed Additions

Earn Guaranteed Additions of 9% of Total Premiums Paid during the initial policy years, depending on the premium payment option selected. This helps accelerate retirement corpus creation.

📈 Bonus Benefits

As a participating plan, you may receive Simple Reversionary Bonuses and Terminal Bonuses if declared by the company, helping your retirement fund grow further.

🛡️ Life Insurance Protection

Provides life cover during the policy term, ensuring financial security for your family while you build your retirement corpus.

⏳ Long-Term Retirement Planning

Save for retirement for up to 40 years, allowing ample time to build a substantial corpus for your golden years.

💳 Flexible Premium Options

Choose the payment mode that suits your financial goals:

✅ Single Premium
✅ Limited Premium (5 or 10 years)
✅ Regular Premium Options

✨ Key Benefits

🎯 Retirement Corpus Creation

Build a dedicated fund to support your lifestyle after retirement.

🏦 Assured Vesting Benefit

At maturity (vesting), you receive the higher of:

💰 Sum Assured + Guaranteed Additions + Bonuses (if declared)

OR

💰 Total Premiums Paid accumulated at the defined assured rate.

❤️ Death Benefit Protection

In case of an unfortunate demise during the policy term, the nominee receives the higher of:

✅ Defined Assured Benefit

OR

✅ 105% of Total Premiums Paid + Guaranteed Additions + Bonuses (if declared).

👨‍👩‍👧 Who Should Buy This Plan?

👨 Young Professionals

Start retirement planning early and benefit from long-term compounding.

👩 Salaried Employees

Build a disciplined retirement corpus alongside EPF and other savings.

🏢 Business Owners

Create a dedicated retirement income source independent of business earnings.

👴 Pre-Retirees

Individuals aged 40–55 who wish to strengthen retirement preparedness.

🎁 Plan Highlights

🌟 Guaranteed Additions up to 9% of Premiums Paid

🌟 Life Insurance Protection

🌟 Potential Bonus Earnings

🌟 Flexible Premium Payment Terms

🌟 Long-Term Retirement Corpus Building

🌟 Tax Benefits as per prevailing tax laws

🌟 Online Purchase Facility

🌟 Suitable for Retirement Planning & Wealth Preservation

📋 Eligibility Snapshot

👤 Entry Age

• Regular Premium: 25 to 55 Years
• Limited Premium: 25 to 70 Years
• Single Premium: Up to 75 Years

🎯 Vesting Age

• Minimum: 40 Years
• Maximum: 80 Years

⏳ Policy Term

• 5 to 40 Years (depending on premium option chosen)

🌈 Ideal Retirement Goals

🏡 Comfortable Retirement Lifestyle

✈️ Travel & Leisure After Retirement

💊 Healthcare & Medical Security

👨‍👩‍👧 Financial Independence

💰 Guaranteed Retirement Corpus

🎯 Peace of Mind During Golden Years