💰 Guaranteed Income + Life Protection + Wealth Creation

The IndiaFirst Life Guarantee Of Life Dreams Plan is a Non-Linked, Non-Participating, Individual Savings Life Insurance Plan that provides guaranteed regular income, life insurance protection, and maturity benefits. It is designed for individuals who want a steady secondary income while securing their family's future.

🎯 Why Choose This Plan?

💵 Regular Guaranteed Income

Start receiving income based on the option you choose:

✅ Immediate Income

✅ Intermediate Income

✅ Deferred Income

The income can be received in:

📅 Monthly

📅 Quarterly

📅 Half-Yearly

📅 Yearly mode.

🌈 Three Income Options

1️⃣ Immediate Income Option

🚀 Income starts from the very first policy year.

💰 Regular income begins as early as the end of the first month (for monthly payout option).

✨ Loyalty Income increases your income every year during the premium payment period.

🎁 Maturity Benefit:
Receive 100% of total annualized premiums paid at maturity.

2️⃣ Intermediate Income Option

⏳ Income starts after a waiting period.

💰 Income begins around the 5th policy year and continues till maturity.

📈 Income increases every year through Loyalty Income additions.

🎁 Maturity Benefit:
Receive 100% of total annualized premiums paid at maturity.

3️⃣ Deferred Income Option

🏆 Ideal for long-term wealth and retirement planning.

💰 Income starts from the 10th policy year.

🎁 Additional Cashbacks:

💵 Loyalty Cashback:
50% of Annual Premium at the end of 3rd Policy Year.

💵 Guaranteed Cashback:
50% of Annual Premium at the end of Premium Payment Term.

🎯 Maturity Benefit:
Receive 150% of total annualized premiums paid at maturity.

✨ Key Benefits

🛡️ Life Insurance Protection

Provides financial protection to your family throughout the policy term.

👩 Enhanced Benefits for Women

Women policyholders may receive enhanced income benefits under the plan.

🌐 Extra Benefits on Online Purchase

Up to 5% additional income benefits may be available for eligible online purchases.

📈 Increasing Income

Depending on the selected option, income can increase through Loyalty Income additions over time.

🎯 Flexible Income Date

Choose a convenient date for receiving your regular income.

❤️ Death Benefit

In case of the unfortunate demise of the Life Assured, the nominee receives the highest of:

✅ Sum Assured on Death

✅ 105% of Total Premiums Paid

✅ Sum Assured on Maturity less benefits already paid

✅ Applicable Surrender Value

This ensures strong financial protection for the family.

👨‍👩‍👧 Who Should Buy This Plan?

👨 Salaried Professionals seeking a second income

👩 Parents planning children's future expenses

🏢 Business Owners looking for regular cash flow

🌴 Individuals planning retirement income

👨‍👩‍👧 Families seeking guaranteed returns with life cover

💰 Investors looking for predictable income streams

⭐ Key Highlights At A Glance

✅ Guaranteed Regular Income

✅ Choice of 3 Income Options

✅ Monthly, Quarterly, Half-Yearly & Yearly Payouts

✅ Life Insurance Protection

✅ Loyalty Income Benefits

✅ Cashback Benefits (Deferred Option)

✅ Maturity Benefit up to 150% of Premiums Paid

✅ Enhanced Benefits for Women

✅ Tax Benefits as per prevailing tax laws

✅ Ideal for Income & Retirement Planning

🎯 Ideal Financial Goals

🏡 Dream Home

🎓 Children's Education

💍 Marriage Planning

🌴 Retirement Income

🚗 Major Life Purchases

👨‍👩‍👧 Family Financial Security