📈 Investment + Life Insurance Protection in One Smart Plan

The IndiaFirst Life Money Balance Plan is a Unit Linked Insurance Plan (ULIP) that combines the growth potential of market-linked investments with the security of life insurance. It is specially designed for individuals who want to create wealth while protecting their loved ones from life's uncertainties.

🌟 Why Choose Money Balance Plan?

📈 Grow Your Wealth

Invest in market-linked funds and benefit from the growth potential of equity and debt markets over the long term.

🛡️ Life Insurance Protection

Your family receives financial protection through life cover throughout the policy term.

🔒 Automatic Trigger-Based Strategy

One of the most attractive features of this plan.

💹 When gains in the Equity Fund exceed 10%, the profits are automatically transferred to a relatively safer Debt Fund, helping protect accumulated gains while continuing wealth creation.

💰 Flexible Investment Options

Choose how you want to invest:

✅ Regular Premium

✅ Limited Premium

✅ Single Premium

🎯 Key Benefits

🚀 Wealth Creation

Build a corpus for:

🎓 Children's Education

🏡 Dream Home

💍 Marriage Planning

🌴 Retirement

✈️ Travel Goals

💰 Long-Term Wealth Creation

💵 Maturity Benefit

At the end of the policy term, receive:

💰 Entire Fund Value

OR

📅 Opt for Settlement Option and receive payouts over up to 5 years.

❤️ Death Benefit

In case of an unfortunate demise during the policy term, your nominee receives the applicable death benefit, ensuring financial security for the family.

📋 Eligibility

👤 Entry Age

🎂 Minimum Age: 5 Years

🎂 Maximum Age: 65 Years

⏳ Policy Term

📅 Regular Premium: 10 to 70 Years

📅 Limited Premium: 10 to 25 Years

📅 Single Premium: 5 to 20 Years

💳 Premium Payment Terms

🔹 Regular Pay

🔹 Limited Pay (5 or 7 Years)

🔹 Single Pay (One-Time Investment)

💰 Minimum Premium

Regular Premium

📅 Monthly: ₹1,000

📅 Half-Yearly: ₹6,000

📅 Yearly: ₹12,000

Limited Premium

📅 Monthly: ₹1,250

📅 Half-Yearly: ₹7,500

📅 Yearly: ₹15,000

Single Premium

💰 ₹45,000 Minimum Investment

🌈 Unique Advantages

✅ Investment + Insurance in One Plan

✅ Automatic Profit Protection Feature

✅ Equity & Debt Fund Allocation

✅ Free Fund Switching Facility

✅ Partial Withdrawal Facility After Lock-in Period

✅ Flexible Premium Options

✅ Long-Term Wealth Creation

✅ Tax Benefits as per prevailing tax laws

👨‍👩‍👧 Ideal For

👨 Young Professionals

👩 Salaried Employees

🏢 Business Owners

👨‍👩‍👧 Parents Planning Children's Future

📈 Investors Seeking Market-Linked Growth

🌴 Individuals Planning Retirement

⭐ At a Glance

💎 Market-Linked Wealth Creation

💎 Life Insurance Protection

💎 Automatic Gain Locking Strategy

💎 Flexible Premium Payment Modes

💎 Multiple Fund Choices

💎 Long-Term Financial Planning

💎 Family Security

💎 Tax Efficiency